Rich Snail

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Launched in 1992 as family-run company, William Russell is a specialist provider of insurance plans for expatriates. WR has a wide range of health plans, and enjoy a good reputation as thanks to their affordable premiums and good customer care. WR is one of the few providers to also provide income protection and life insurance plans, making it a good choice for expatriates who like a all-in-one solution.

• Global Health: William Russell’s Essential and Elite health insurance plans offer a range of health care benefits for all budgets.
• Global Life: Life insurance for individuals and families with optional accident benefit.
• Global Income Protection: Provides a regular income to individuals unable to work through illness or injury.

William Russell administers its plans and pays claims from offices in the United Kingdom and Malaysia . Its plans are underwritten by Hauteville Insurance Company Limited, a subsidiary of AGF, one of France’s leading insurance companies and part of the Allianz Insurance Group.

As should disclaim that I like WR quite a lot. They have a Malaysian offices (where I live) and are underwritten by a French Assurance (Where I was born).